8th Pay Commission Salary Calculator & Fitment Factor

8th CPC Salary Calculator (Tentative)

The 8th Pay Commission salary calculator helps central government employees check their expected salary after the new pay rules are applied. This tool uses the fitment factor to show your revised basic pay under the 8th CPC.

The government is planning to implement the 8th Pay Commission from January 2026. If you want to know how much your salary may increase, this calculator gives a quick estimate based on your current basic pay and the latest fitment factor news.

The 8th Central Pay Commission will overhaul the pay system for central government staff and retirees, with changes expected to take effect from January 2026. Here’s how the main elements are shaping up:

Fitment Factor and Basic Pay

At the heart of the revision is the fitment factor, a multiplier applied to current basic pay to determine the revised amount. Estimates suggest a range of 1.83 to 2.46, which could lift the minimum basic pay across all levels, directly benefiting both active employees and pensioners.

Allowances

The Dearness Allowance (DA), designed to offset inflation, will be merged into the basic pay when the new structure is introduced. With this reset, subsequent DA hikes will be calculated on the revised basic, making them more substantial. House Rent Allowance (HRA) and Travel Allowance (TA) will also be recalculated using the updated pay figures, leading to proportionately higher payouts.

Pension Upgrades

Retirees are set to gain from increased pension amounts, with a focus on ensuring pension parity between past and present retirees. Faster and more efficient pension processing is also expected to be a priority.

Revised Pay Matrix

A new pay matrix will likely be rolled out, offering a clearer breakdown of salary levels, pay progression, and increment patterns. This is aimed at making career-level pay scales more transparent and easier to follow.

The 8th CPC salary calculator works on one main idea:
you take your current basic pay and multiply it by a fitment factor to get your new basic pay.

Basic Formula

sqlCopyEditNew Basic Pay = Current Basic Pay × Fitment Factor

The fitment factor is a number decided by the government to adjust salaries.
For the 8th CPC, experts expect it to be somewhere between 1.83 and 2.86.
The higher the factor, the bigger the salary jump.

Step 1: Find Your New Basic Pay

Multiply your present basic salary by the fitment factor.

Example:
If your current basic pay is ₹30,000 and the fitment factor is 2.5:
New Basic Pay = ₹30,000 × 2.5 = ₹75,000

Step 2: Add Allowances

Once you know your new basic pay, you add allowances like:

• Dearness Allowance (DA) – to help with inflation costs.
• House Rent Allowance (HRA) – to help with housing.
• Travel Allowance (TA) – for commuting or official travel.

Step 3: Get Your Total Salary

javaCopyEditTotal Salary = New Basic Pay + DA + HRA + TA + Other Benefits

If your allowances and other perks total ₹25,000:
Total Salary = ₹75,000 + ₹25,000 = ₹100,000

Why It’s Done This Way

• Fair for all – everyone’s pay increases by the same proportion.
• Simple to calculate – just one multiplication and some additions.
• Easy to adjust – if the economy changes, the fitment factor can be tweaked.

Let’s say:

• Current Basic Pay = ₹25,000
• Fitment Factor = 2.46 (mid-range estimate)
• Dearness Allowance (DA) after reset = 4% of new basic
• House Rent Allowance (HRA) = 24% of new basic
• Travel Allowance (TA) = ₹4,200

Final Result: Under the 8th CPC with a fitment factor of 2.46, someone with a current basic pay of ₹25,000 could see their monthly salary rise to ₹82,920.

Real Example:

• Real Example:
• Level 5 Employee
• Current Basic: ₹31,000
• Fitment Factor: 2.5
• Revised Pay: ₹77,500
• HRA (20% – Y City): ₹15,500
• TA: ₹3,600
• Gross Pay: ₹96,600/month (approx)

When the 8th Pay Commission is applied, many employees focus on the big number — the fitment factor hike. But it’s important to understand the difference between nominal increase and real increase.

Nominal Increase

This is the raw calculation:

• New Basic = Current Basic × Fitment Factor
• For example, ₹30,000 × 2.5 = ₹75,000 — a 150% increase. But this doesn’t show the full picture.

Real Increase

At every new Pay Commission, Dearness Allowance (DA) is reset to zero, because it's merged into the new basic.

• So, if you were already getting 50% DA on ₹30,000 (₹15,000 extra), your real pay was ₹45,000.
  Now your revised pay is ₹75,000, not a jump from ₹30K — but from ₹45K → ₹75K, which is a 66% real hike.

Key Takeaway

• Fitment factor sounds huge (2.5×), but
• Real hike is 40%–70% depending on your old DA, allowances, and deductions.

The salary calculator uses the new income tax slabs announced in the Budget on Feb 1, 2025 for FY 2025–26. These are the current rates:

Here’s a quick history of minimum pay and fitment impact under different pay commissions:

Example Salary Chart with 2.86 Fitment Factor

HRA (House Rent Allowance) depends on the population of the city you live in:

Examples:

• X Cities: Delhi, Mumbai, Bangalore, Hyderabad, Chennai
• Y Cities: Jaipur, Lucknow, Patna, Coimbatore, Bhopal
• Z Cities: All other smaller towns and rural areas

TA varies based on your pay level and whether you're posted in a TPTA city.

TPTA Cities: Delhi, Mumbai, Chennai, Bangalore, Kolkata, Jaipur, Hyderabad, etc.

You can also add extra income in the calculator manually:

• PCA / HPCA:
  
  • ₹4,100 for Pay Level 8 and below
  • ₹5,300 for Pay Level 9 and above
    
• NPA (Non-Practicing Allowance):
  
  • 20% of basic pay
  • Usually for medical or academic staff
    

To add these, click “Add Allowance” in the calculator section.

1. How the 8th CPC Will Impact Pensioners

The 8th Central Pay Commission will not only revise the salaries of central government employees but also adjust pensions for retired personnel. Pension amounts are expected to be recalculated using the same fitment factor applied to active employees. This ensures both groups benefit from proportional increases.

2. Fitment Factor and Pension Hike

The fitment factor is a multiplier applied to the last drawn basic pay (or existing pension) to determine the revised pension.

• Expected range: 1.83 to 2.86
• Example: If your pension is ₹20,000 and the fitment factor is 2.46:
  New Pension = ₹20,000 × 2.46 = ₹49,200

This method ensures fairness and transparency in pension revisions.

3. Pension Parity & Timely Payments

One major focus area is pension parity, ensuring older retirees are not at a disadvantage compared to recent ones. Pensioner associations have also demanded faster pension disbursement to prevent delays in monthly payouts after implementation.

4. Latest Updates on the 8th CPC for Pensioners

• Commission Approved but Pending Setup – The government has given the go-ahead, but the Terms of Reference (ToR) and panel appointments are still awaited.
• Implementation Timeline – Expected from January 1, 2026, though some reports suggest it could slip into early 2027.
• Pensioner Demands – Groups like the Railways Senior Citizens Welfare Society (RSCWS) have urged early formation of the commission to avoid payment delays.
• Economic Impact – Combined salary and pension hikes could inject ₹3 to ₹3.15 lakh crore into the economy, boosting demand in consumer sectors.

5. What Pensioners Should Do Now

• Stay Informed – Follow credible government announcements and pensioner associations for updates.
• Use CPC Calculators – Estimate possible pension increases based on different fitment factors.
• Plan Ahead – Expect a significant jump in post-retirement income and adjust savings or investment plans accordingly.

6. Key Takeaways

• Pensioners will be included in the 8th CPC benefits.
• The fitment factor will be central to calculating new pensions.
• Implementation is likely from Jan 2026, but delays are possible.
• Demands for parity and timely disbursal are gaining momentum.