8th Pay vs 7th Pay Salary, Allowances & Benefits Comparison

Compare 7th CPC vs 8th CPC Salary

Select your Pay Level (AGP: Faculty, GP: All Other Employee)
Select Basic Pay
Fitment Factor (tentative)
Select the type of your City for HRA (7th CPC)
Select the type of your City for HRA (8th CPC)
Select the type of your City for TA
Select DA Percentage

CPC	7th CPC	8th CPC
Your Pay Level
Basic Pay / Revised Pay
DA (Dearness Allowance)		Nil
HRA (House Rent Allowance)
TA (Travelling Allowance)
Other Allowances/Incomes (if any)	Total Allowances: ₹0
Gross Salary
NPS Contribution 7th CPC 8th CPC
CGHS Contribution 7th CPC 8th CPC
Income Tax (New Regime FY 2025-26) 7th CPC 8th CPC	(approx)	(approx)
Other Deductions (if any)	Total Deductions: ₹0
Net Salary
Enter Annual Income FY:2024-25 (for actual Income Tax-new regime)
Enter Annual Income FY:2025-26 (for actual Income Tax-new regime)

7th vs 8th CPC Salary Comparison Tool

The upcoming 8th Pay Commission is expected to bring substantial revisions in salaries, allowances, and pension structures. To help employees visualize what this hike could look like, the 7th vs 8th CPC Salary Comparison Tool lets you instantly compare your current salary (under 7th CPC) with a projected 8th CPC structure all in one screen.

How the Tool Works

You enter:

Pay Level (1 to 17 or academic level)
Basic Pay under 7th CPC
City Category (X, Y, Z – impacts HRA %)
Fitment Factor for 8th CPC (default or manual)
DA % – separate for 7th and 8th CPC (e.g., 46% vs. 0%)
Additional inputs like:
- NPS contribution
- Tax regime (Old/New)
- Allowances and deductions (medical, CGHS, insurance, etc.)

The calculator will show:

Basic Pay Comparison
HRA, TA, DA Comparison
Gross Pay under both CPCs
Net Salary after deductions
Income Tax differences

Sample Salary Comparison Table

Component	7th CPC (Current)	8th CPC (Projected @2.46 FF)
Basic Pay	₹18,000	₹44,280
DA	₹8,280 (46%)	₹0 (resets)
HRA (24%)	₹4,320	₹10,627
TA	₹1,800	₹3,600 (estimated)
Gross Salary	₹32,400	₹58,507
Deductions (NPS etc.)	₹3,600	₹7,000 (projected)
Net Salary	₹28,800	₹51,500

Note: Values vary based on city, level, and actual allowances. DA under 8th CPC starts from 0% and increases biannually.

Why Use This Tool?

Clarity: See how much your salary could increase line-by-line.
Customizable: Adjust fitment factor and allowances to simulate likely government decisions.
Realistic Planning: Helps in loan, EMI, and tax planning ahead of CPC rollout.
NPS and Tax Ready: Includes pension contributions and optional income tax breakdown.

Key Insights

DA resets to 0% when new CPC starts expect temporary dip in DA until it rebuilds.
HRA and TA will increase substantially if the fitment factor crosses 2.4.
Group C and D employees benefit most in percentage terms.
Net salary under 8th CPC could jump by 30–34% even after deductions.

Conclusion

The 7th vs 8th CPC Salary Comparison Tool gives a transparent, hands-on way to understand the financial impact of the upcoming Pay Commission. With the fitment factor still unconfirmed, this tool lets you project multiple scenarios and prepare for your future income.